Seller Net Proceeds Calculator
A quick seller net sheet. Enter the sale price, your loan payoff and the costs you expect to pay to estimate net proceeds at closing. Agent compensation is negotiable; enter the rates in your agreement or the offer.
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Results
Estimated net proceeds
$116,000.00
You would walk away with an estimated $116,000.00 (29.0% of the price) after $34,000.00 in selling costs and your payoff.
| Net as % of price | 29.00% |
|---|---|
| Total selling costs | $34,000.00 |
| Listing broker compensation | $12,000.00 |
| Buyer broker compensation | $10,000.00 |
| Other closing costs | $4,000.00 |
| Transfer tax | $2,000.00 |
Estimate only. Not legal or financial advice.
How this calculator works
Net proceeds = sale price − mortgage payoff − all selling costs. Percent-based costs are calculated on the sale price.
Your final numbers come from the settlement statement prepared by your title, escrow or closing attorney.
Formulas
Net = price − payoff − (listing + buyer comp + closing + transfer tax + concessions + other) Assumptions & limits
- Broker compensation is fully negotiable and is not set by law; the defaults are placeholders only.
- Payoff should include interest through the closing date; prorated property taxes and HOA dues can add or subtract.
- Capital gains taxes are not included.
Assumptions last reviewed 2026-10-18.
Disclaimer: This calculator provides estimates for educational purposes only and is not legal, tax, lending or financial advice. Results depend on your inputs and simplifying assumptions. Confirm with a qualified lender, attorney, CPA or title/escrow professional before making decisions.
Frequently asked questions
How much does it cost to sell a house?
Selling costs often total roughly 6–10% of the price when broker compensation, concessions, closing costs and transfer taxes are included, but they vary widely by market and by what you negotiate.
Do sellers have to pay the buyer's agent?
No. Buyer broker compensation is negotiable and may be paid by the buyer, the seller, or split. Enter 0 if you will not pay it.
Prompts that pair with this calculator
Seller Net Sheet Explainer Email
New AddedTurn seller net sheet numbers into a clear email to a seller explaining estimated proceeds, each cost line, what could change, and next steps.
Email Thread to Next Actions
New AddedTurn a long email thread into a summary, decisions made, open questions and a next-action list with owners and due dates, plus a suggested reply.
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